:root{
  --primary:#00A86B;--primary-hover:#009459;--primary-ink:#fff;--primary-light:#E8F5E9;
  --bg:#F4F6F5;--ink:#1A2321;--ink-soft:#6C757D;--ink-faint:#ADB5BD;
  --dark:#1A2321;--dark-2:#2A3633;
  --surface:#fff;--surface-2:#F4F6F5;
  --line:#DEE2E6;
  --side-bg:#1A2321;--side-bg-2:rgba(255,255,255,0.08);--side-text:rgba(255,255,255,0.65);--side-text-on:#fff;
  --ok:#00A86B;--err:#E53E3E;--danger:#E53E3E;--warn:#DD6B20;--warning:#DD6B20;--info:#3182CE;
  --ok-bg:#E8F5E9;--err-bg:#FED7D7;--warn-bg:#FEFCBF;
  --font-mono:'SF Mono',Monaco,Menlo,Consolas,monospace;
  --radius:12px;--radius-sm:8px;--radius-lg:16px;--radius-pill:999px;
  --maxw:1200px;
  --gray-50:#F8F9FA;--gray-100:#E9ECEF;--gray-200:#DEE2E6;--gray-300:#CED4DA;--gray-400:#ADB5BD;--gray-500:#6C757D;--gray-600:#495057;
  --white:#FFFFFF;
  --shadow:0 1px 3px rgba(26,35,33,0.08);--shadow-lg:0 4px 16px rgba(26,35,33,0.1);--shadow-xl:0 8px 32px rgba(26,35,33,0.12);
  --gradient-gold:linear-gradient(135deg,#E5A93B,#9A6B1F);--gradient-platinum:linear-gradient(135deg,#708090,#3A444C);--gradient-default:linear-gradient(135deg,#747579,#838A8A);
}
*{box-sizing:border-box;margin:0;padding:0}
html{font-size:15px;-webkit-text-size-adjust:100%}
body{
  font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;
  color:var(--ink);background:var(--bg);
  line-height:1.5;-webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
a{color:var(--info);text-decoration:none}
a:hover{text-decoration:underline}
.mono{font-family:'SF Mono',Monaco,Menlo,Consolas,monospace;font-variant-numeric:tabular-nums}
.dim{color:var(--ink-faint)}
.small{font-size:.82rem}
.ok{color:var(--ok)} .bad{color:var(--err)} .warn{color:var(--warn)}
.neg{color:var(--err)} .pos{color:var(--ok)}
.r{text-align:right}

.app{display:grid;grid-template-columns:248px 1fr;min-height:100vh}
.side{
  background:var(--side-bg);color:var(--side-text);
  display:flex;flex-direction:column;padding:1.3rem 0;
  position:sticky;top:0;height:100vh;overflow-y:auto;
}
.brand{
  display:flex;align-items:center;gap:.6rem;
  padding:0 1.4rem 1.2rem;margin-bottom:.6rem;
  border-bottom:1px solid var(--side-bg-2);
}
.brand-logo{
  width:34px;height:34px;border-radius:9px;flex-shrink:0;
  background:var(--primary);color:var(--primary-ink);
  display:grid;place-items:center;font-weight:800;font-size:1.15rem;
}
.brand-name{color:var(--side-text-on);font-weight:700;font-size:1.05rem;line-height:1.1}
.brand-name small{display:block;color:var(--side-text);font-weight:400;font-size:.66rem;margin-top:.1rem}
.side nav{display:flex;flex-direction:column;padding:.4rem .7rem;gap:2px}
.side nav a{
  display:flex;align-items:center;gap:.7rem;
  color:var(--side-text);padding:.6rem .75rem;border-radius:var(--radius-sm);
  font-size:.93rem;font-weight:500;
}
.side nav a:hover{background:var(--side-bg-2);color:var(--side-text-on);text-decoration:none}
.side nav a.on{background:var(--primary);color:var(--primary-ink);font-weight:600}
.side nav a .ic{width:18px;height:18px;flex-shrink:0;opacity:.9}
.side nav .group{font-size:.68rem;text-transform:uppercase;letter-spacing:.08em;
  color:var(--ink-faint);padding:.9rem .75rem .3rem;font-weight:600}
.side-foot{margin-top:auto;padding:1rem 1.1rem 0;border-top:1px solid var(--side-bg-2)}
.side-foot .who{display:flex;align-items:center;gap:.6rem;margin-bottom:.6rem}
.side-foot .avatar{width:32px;height:32px;border-radius:50%;background:var(--primary);
  color:var(--primary-ink);display:grid;place-items:center;font-weight:700;font-size:.85rem}
.side-foot .who b{color:var(--side-text-on);font-size:.9rem;font-weight:600}
.side-foot .who span{font-size:.75rem}
.side-foot a{color:var(--side-text);font-size:.85rem}
.side-foot a:hover{color:var(--side-text-on)}

.main{min-width:0;display:flex;flex-direction:column}
.topbar{
  display:flex;align-items:center;gap:1rem;
  background:var(--surface);border-bottom:1px solid var(--line);
  padding:.9rem 1.6rem;position:sticky;top:0;z-index:20;
}
.topbar h1{font-size:1.2rem;font-weight:700;flex:1;min-width:0}
.burger{display:none;background:none;border:0;cursor:pointer;padding:.3rem;
  width:40px;height:40px;border-radius:var(--radius-sm)}
.burger:hover{background:var(--surface-2)}
.burger span{display:block;width:20px;height:2px;background:var(--ink);
  margin:4px auto;border-radius:2px;transition:.2s}

.content{padding:1.6rem;max-width:var(--maxw);width:100%;overflow-x:auto}

.sigma{
  display:inline-flex;align-items:center;gap:.4rem;
  font-family:var(--font-mono);font-size:.85rem;font-weight:600;
  padding:.35rem .75rem;border-radius:var(--radius-pill);text-decoration:none;
}
.sigma.ok{color:var(--ok);background:var(--ok-bg)}
.sigma.ok:hover{text-decoration:none;filter:brightness(.97)}
.sigma.bad{color:#fff;background:var(--err)}
.sigma .dot{width:7px;height:7px;border-radius:50%;background:currentColor}

.stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));
  gap:1rem;margin-bottom:1.4rem}
.stat{background:var(--surface);border:1px solid var(--line);
  border-radius:var(--radius);padding:1.1rem 1.2rem}
.stat .val{font-size:1.8rem;font-weight:700;font-variant-numeric:tabular-nums;letter-spacing:-.02em}
.stat .lbl{color:var(--ink-soft);font-size:.85rem;margin-top:.15rem}
.stat.accent{background:var(--primary);border-color:var(--primary)}
.stat.accent .val,.stat.accent .lbl{color:var(--primary-ink)}

.card{background:var(--surface);border:1px solid var(--line);
  border-radius:var(--radius);padding:1.3rem;margin-bottom:1.2rem}
.card > h2:first-child{margin-top:0}
h2{font-size:1.05rem;font-weight:700;margin:1.6rem 0 .8rem;color:var(--ink)}
h2:first-child{margin-top:0}
.section-hint{color:var(--ink-soft);font-size:.9rem;margin-bottom:1rem}

.panel{background:var(--surface);border:1px solid var(--line);
  border-radius:var(--radius);margin-bottom:1rem;overflow:hidden}
.panel > summary{cursor:pointer;padding:1rem 1.3rem;font-weight:600;
  list-style:none;user-select:none;display:flex;align-items:center;gap:.6rem}
.panel > summary::-webkit-details-marker{display:none}
.panel > summary::before{content:'+';color:var(--primary-ink);
  background:var(--primary);width:22px;height:22px;border-radius:6px;
  display:grid;place-items:center;font-weight:700;flex-shrink:0}
.panel[open] > summary::before{content:'−'}
.panel > summary:hover{background:var(--surface-2)}
.panel form,.panel > p{padding:0 1.3rem 1.3rem}
.panel.open{padding:1.3rem}

.tbl{width:100%;border-collapse:collapse;font-size:.9rem}
.tbl th{text-align:left;font-weight:600;font-size:.72rem;letter-spacing:.05em;
  text-transform:uppercase;color:var(--ink-faint);
  padding:.7rem .8rem;border-bottom:1px solid var(--line);white-space:nowrap}
.tbl td{padding:.75rem .8rem;border-bottom:1px solid var(--line);vertical-align:middle}
.tbl tbody tr:last-child td,.tbl tr:last-child td{border-bottom:0}
.tbl tr:hover td{background:var(--surface-2)}
.table-wrap{background:var(--surface);border:1px solid var(--line);
  border-radius:var(--radius);overflow:hidden}
.table-wrap .tbl th:first-child,.table-wrap .tbl td:first-child{padding-left:1.2rem}
.table-wrap .tbl th:last-child,.table-wrap .tbl td:last-child{padding-right:1.2rem}

.grid-form{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
  gap:1rem;align-items:end}
label{display:block;font-size:.85rem;font-weight:500;color:var(--ink-soft)}
input,select,textarea{
  display:block;width:100%;margin-top:.35rem;padding:.62rem .75rem;
  border:1px solid var(--line);border-radius:var(--radius-sm);
  background:var(--surface);font:inherit;font-size:.92rem;color:var(--ink);
}
input:focus,select:focus,textarea:focus{
  outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(0,168,107,.12)}
.chk{display:flex;align-items:center;gap:.5rem;font-weight:500;color:var(--ink)}
.chk input{width:auto;margin:0}

button,.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.4rem;
  padding:.62rem 1.4rem;border:0;border-radius:var(--radius-sm);
  background:var(--primary);color:var(--primary-ink);
  font:inherit;font-size:.92rem;font-weight:600;cursor:pointer;
  transition:filter .15s;
}
button:hover,.btn:hover{filter:brightness(.95);text-decoration:none}
button:focus-visible,a:focus-visible{outline:2px solid var(--primary);outline-offset:2px}
.btn-ghost{background:var(--surface);color:var(--ink);border:1px solid var(--line)}
.btn-ghost:hover{background:var(--surface-2)}
.btn-dark{background:var(--dark);color:#fff}
.btn-danger{background:var(--err);color:#fff}
.btn-danger:hover{background:#b3372f}
.lnk{background:none;border:0;padding:0;color:var(--info);cursor:pointer;
  font:inherit;font-size:.88rem;text-decoration:underline;font-weight:500}
.lnk:hover{color:var(--ink)}
.lnk.ok{color:var(--ok)} .lnk.bad{color:var(--err)}
.inline{display:inline}

.pill{display:inline-flex;align-items:center;font-size:.75rem;font-weight:600;
  padding:.22rem .65rem;border-radius:var(--radius-pill);
  background:var(--surface-2);color:var(--ink-soft)}
.pill.on{background:var(--ok-bg);color:var(--ok)}
.pill.off{background:var(--err-bg);color:var(--err)}
.pill.warn{background:var(--warn-bg);color:var(--warn)}

.flash{display:flex;align-items:center;gap:.6rem;padding:.8rem 1.1rem;
  border-radius:var(--radius-sm);margin-bottom:1rem;font-size:.92rem;font-weight:500}
.flash.ok{background:var(--ok-bg);color:var(--ok)}
.flash.err{background:var(--err-bg);color:var(--err)}
.flash.float{position:fixed;top:1rem;left:50%;transform:translateX(-50%);
  z-index:100;box-shadow:0 8px 24px rgba(0,0,0,.12)}

.auth-wrap{min-height:100vh;display:grid;place-items:center;padding:1.5rem;
  background:linear-gradient(160deg,var(--dark) 0%,var(--dark-2) 100%)}
.auth-card{width:100%;max-width:400px;background:var(--surface);
  border-radius:var(--radius);padding:2.2rem 2rem;box-shadow:0 20px 50px rgba(0,0,0,.3)}
.auth-card .brand{border:0;padding:0;margin-bottom:.4rem;justify-content:center}
.auth-card .brand-name{color:var(--ink)}
.auth-card .brand-name small{color:var(--ink-faint)}
.auth-sub{text-align:center;color:var(--ink-soft);font-size:.9rem;margin-bottom:1.5rem}
.auth-card button{width:100%;margin-top:1.4rem;padding:.75rem}
.auth-card label{margin-top:1rem}
.auth-alt{text-align:center;font-size:.88rem;color:var(--ink-soft);margin-top:1rem}
.auth-alt a{font-weight:600}

.scrim{display:none}
@media (max-width:900px){
  .app{grid-template-columns:1fr}
  .burger{display:block}
  .side{position:fixed;left:0;top:0;bottom:0;width:270px;z-index:60;
    transform:translateX(-100%);transition:transform .25s ease;
    box-shadow:4px 0 24px rgba(0,0,0,.2)}
  body.nav-open .side{transform:translateX(0)}
  body.nav-open .scrim{display:block;position:fixed;inset:0;z-index:50;
    background:rgba(0,0,0,.4)}
  .content{padding:1.1rem}
  .topbar{padding:.8rem 1.1rem}
  .topbar h1{font-size:1.05rem}
}
@media (max-width:560px){
  .stat .val{font-size:1.5rem}
  .grid-form{grid-template-columns:1fr}
  .table-wrap{overflow-x:auto}
  .tbl{min-width:560px}
}

/* ================= CABINET (client) ================= */
.ctx-cab{background:var(--bg)}
.cab{max-width:640px;margin:0 auto;min-height:100vh;
  padding-bottom:calc(68px + env(safe-area-inset-bottom,0));position:relative;
  background:var(--bg);overflow-x:hidden}
.cab-head{position:sticky;top:0;z-index:30;background:var(--surface);
  display:flex;align-items:center;justify-content:space-between;
  padding:.7rem 1rem;gap:.8rem;box-shadow:0 1px 4px rgba(0,0,0,.04)}
.cab-user{display:flex;align-items:center;gap:.7rem;text-decoration:none;min-width:0}
.cab-user:hover{text-decoration:none}
.cab-avatar{width:36px;height:36px;border-radius:50%;background:var(--primary);
  color:var(--primary-ink);display:grid;place-items:center;font-weight:700;font-size:.95rem;flex-shrink:0}
.cab-exit{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;
  color:var(--ink-soft);font-size:1.1rem;flex-shrink:0;text-decoration:none;transition:background .15s}
.cab-exit:hover{background:var(--surface-2);text-decoration:none}
.cab-topnav{display:none;gap:.3rem;flex:1;margin:0 1.5rem}
.cab-topnav a{padding:.5rem .9rem;border-radius:8px;text-decoration:none;
  color:var(--ink-soft);font-weight:500;font-size:.9rem;transition:background .15s}
.cab-topnav a:hover{background:var(--surface-2);color:var(--ink);text-decoration:none}
.cab-topnav a.on{color:var(--ink);font-weight:600;background:var(--primary-light)}
.cab-main{padding:1rem;overflow-x:hidden}
.cab-title{font-size:1.15rem;font-weight:700;margin-bottom:1rem;color:var(--ink)}
.cab-brand{display:none;align-items:center;gap:.6rem;text-decoration:none;flex-shrink:0}
.cab-brand:hover{text-decoration:none}
.cab-brand-logo{width:34px;height:34px;border-radius:9px;background:var(--primary);
  color:var(--primary-ink);display:grid;place-items:center;font-weight:800;font-size:1.1rem}
.cab-brand-name{font-weight:700;font-size:1.05rem;color:var(--ink)}

.balance-hero{background:var(--dark);color:#fff;border-radius:18px;
  padding:1.3rem 1.4rem;margin-bottom:1rem;
  box-shadow:0 4px 16px rgba(26,35,33,.25)}
.bh-label{font-size:.82rem;color:rgba(255,255,255,.65);margin-bottom:.25rem}
.bh-sum{font-size:1.7rem;font-weight:700;font-variant-numeric:tabular-nums;letter-spacing:-.02em}

.quick-actions{display:flex;flex-wrap:wrap;gap:.9rem;margin-bottom:1.4rem}
.qa{display:flex;flex-direction:column;align-items:center;gap:.4rem;
  text-decoration:none;width:60px;cursor:pointer}
.qa:hover{text-decoration:none}
.qa-ic{width:52px;height:52px;border-radius:50%;background:var(--surface);
  color:var(--dark);display:grid;place-items:center;font-size:1.3rem;
  box-shadow:0 1px 6px rgba(0,0,0,.06);transition:transform .15s,box-shadow .15s}
.qa:hover .qa-ic{transform:translateY(-2px);box-shadow:0 4px 12px rgba(0,0,0,.1)}
.qa-lbl{font-size:.75rem;color:var(--ink-soft);text-align:center;line-height:1.2}

.tiles{display:grid;grid-template-columns:1fr;gap:.8rem;margin-bottom:1rem}
.tile{display:block;text-decoration:none;background:var(--surface);border-radius:16px;
  padding:1.1rem 1.2rem;
  box-shadow:0 1px 6px rgba(0,0,0,.04),0 1px 2px rgba(0,0,0,.03);
  transition:transform .15s,box-shadow .15s}
.tile:hover{text-decoration:none;transform:translateY(-1px);
  box-shadow:0 4px 16px rgba(0,0,0,.08)}
.tile-top{display:flex;justify-content:space-between;align-items:flex-start;gap:.5rem;margin-bottom:.6rem}
.tile-type{font-size:.82rem;font-weight:600;color:var(--ink-soft);text-transform:uppercase;letter-spacing:.04em}
.tile-balance{font-size:1.5rem;font-weight:700;letter-spacing:-.02em;font-family:var(--font-mono)}
.tile-number{font-size:.78rem;color:var(--ink-faint);letter-spacing:.03em;margin-top:.15rem}
.tile-actions{display:flex;gap:.6rem;flex-wrap:wrap;padding-top:.6rem;
  border-top:1px solid var(--line);margin-top:.6rem}

.acc-tiles{display:grid;grid-template-columns:repeat(2,1fr);gap:.7rem;margin-bottom:1rem}
.acc-tile{display:block;text-decoration:none;background:var(--surface);border-radius:16px;
  padding:.9rem 1rem;box-shadow:0 1px 6px rgba(0,0,0,.04);transition:transform .15s}
.acc-tile:hover{text-decoration:none;transform:translateY(-1px)}
.acc-tile.is-loan{background:linear-gradient(135deg,#fff 0%,#fffbe8 100%)}
.at-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:.5rem}
.at-icon{width:32px;height:32px;border-radius:9px;background:var(--primary-light);
  display:grid;place-items:center;font-size:.95rem;line-height:1;color:var(--primary)}
.at-balance{font-size:1.1rem;font-weight:700;letter-spacing:-.01em;font-family:var(--font-mono)}
.at-name{font-size:.78rem;font-weight:600;color:var(--ink);margin-bottom:.1rem}
.at-number{font-size:.68rem;color:var(--ink-faint);letter-spacing:.03em}

.home-cards{display:flex;flex-direction:column;gap:.8rem;margin-bottom:1rem}
.bankcard{display:block;text-decoration:none;border-radius:18px;padding:1.2rem 1.3rem;
  background:linear-gradient(135deg,var(--dark) 0%,#2a3633 100%);color:#fff;
  box-shadow:0 4px 16px rgba(26,35,33,.25);position:relative;overflow:hidden;
  transition:transform .15s}
.bankcard::after{content:"";position:absolute;right:-30px;top:-30px;width:130px;height:130px;
  border-radius:50%;background:var(--primary);opacity:.12}
.bankcard:hover{text-decoration:none;transform:translateY(-2px)}
.bankcard.muted{opacity:.55;filter:grayscale(.3)}
.bc-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.2rem}
.bc-brand{font-weight:700;font-size:.95rem;letter-spacing:.02em}
.bc-chip{width:30px;height:22px;border-radius:5px;
  background:linear-gradient(135deg,#f5d76e,#e0b93c)}
.bc-balance{font-size:1.5rem;font-weight:700;letter-spacing:-.01em;
  font-family:var(--font-mono);margin-bottom:.8rem}
.bc-pan{font-family:var(--font-mono);letter-spacing:.14em;color:rgba(255,255,255,.85);
  font-size:.95rem;margin-bottom:.4rem}
.bc-row{display:flex;justify-content:space-between;font-family:var(--font-mono);
  font-size:.78rem;color:rgba(255,255,255,.65)}

.issue-card-cta{display:flex;align-items:center;gap:.8rem;text-decoration:none;
  background:var(--surface);border:1.5px dashed var(--line);border-radius:16px;
  padding:1rem 1.2rem;margin-bottom:.8rem;color:var(--ink-soft);font-weight:500}
.issue-card-cta:hover{text-decoration:none;border-color:var(--primary);color:var(--ink)}
.icc-plus{width:34px;height:34px;border-radius:9px;background:var(--primary);
  color:var(--primary-ink);display:grid;place-items:center;font-size:1.2rem;flex-shrink:0}

.op-list{display:flex;flex-direction:column;background:var(--surface);border-radius:16px;
  overflow:hidden;box-shadow:0 1px 6px rgba(0,0,0,.04)}
.op{display:flex;align-items:center;gap:.8rem;padding:.75rem 1rem;
  border-bottom:1px solid var(--line)}
.op:last-child{border-bottom:0}
.op-ic{width:36px;height:36px;border-radius:50%;flex-shrink:0;display:grid;
  place-items:center;font-size:1rem;font-weight:700}
.op-ic.in{background:var(--ok-bg);color:var(--ok)}
.op-ic.out{background:var(--surface-2);color:var(--ink-soft)}
.op-body{flex:1;min-width:0}
.op-title{font-size:.88rem;font-weight:500;color:var(--ink);
  overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.op-meta{font-size:.72rem;color:var(--ink-faint)}
.op-amount{font-size:.95rem;font-weight:600;white-space:nowrap;flex-shrink:0;
  font-family:var(--font-mono)}

.data-rows{display:flex;flex-direction:column;gap:.25rem}
.dr{display:flex;justify-content:space-between;font-size:.85rem;gap:1rem;padding:.3rem 0}
.dr > span:first-child{color:var(--ink-soft)}
.dr > span:last-child{color:var(--ink);text-align:right}

/* ================= MODAL ================= */
.modal-overlay{
  display:none;position:fixed;top:0;left:0;right:0;bottom:0;
  background:rgba(26,35,33,0.5);backdrop-filter:blur(4px);
  z-index:1000;align-items:center;justify-content:center;
}
.modal-overlay.active{display:flex}
.modal{
  background:var(--surface);border-radius:var(--radius-lg);padding:1.8rem;
  width:100%;max-width:480px;max-height:90vh;overflow-y:auto;
  box-shadow:var(--shadow-xl);animation:modalIn .2s ease-out;
}
@keyframes modalIn{from{opacity:0;transform:scale(.95) translateY(10px)}to{opacity:1;transform:scale(1) translateY(0)}}
.modal-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:1.2rem}
.modal-title{font-size:1.1rem;font-weight:700}
.modal-close{
  width:36px;height:36px;border-radius:10px;border:none;
  background:var(--surface-2);cursor:pointer;
  display:flex;align-items:center;justify-content:center;color:var(--ink-soft);
  transition:all .15s;
}
.modal-close:hover{background:var(--line);color:var(--ink)}
.form-group{margin-bottom:1.2rem}

/* ================= TABBAR (mobile) ================= */
.tabbar{position:fixed;bottom:0;left:50%;transform:translateX(-50%);
  width:100%;max-width:640px;background:var(--surface);
  border-top:1px solid var(--line);display:flex;z-index:40;
  padding-bottom:env(safe-area-inset-bottom,0)}
.tab{flex:1;display:flex;flex-direction:column;align-items:center;gap:.15rem;
  padding:.4rem 0 .5rem;text-decoration:none;background:none;border:0;cursor:pointer;
  color:var(--ink-faint);font:inherit}
.tab:hover{text-decoration:none}
.tab-ic{width:24px;height:24px}
.tab-bl{font-size:.62rem;font-weight:500}
.tab.on{color:var(--primary)}
.tab.on .tab-lbl{color:var(--ink);font-weight:600}

.more-sheet{display:none;position:fixed;inset:0;z-index:50;
  background:rgba(0,0,0,.3);align-items:flex-end}
body.more-open .more-sheet{display:flex}
.more-panel{width:100%;max-width:640px;margin:0 auto;background:var(--surface);
  border-radius:20px 20px 0 0;padding:.6rem 1rem calc(1rem + env(safe-area-inset-bottom,0));
  animation:sheetUp .2s ease}
@keyframes sheetUp{from{transform:translateY(100%)}to{transform:translateY(0)}}
.more-grip{width:36px;height:4px;border-radius:2px;background:var(--line);
  margin:.35rem auto .8rem}
.more-item{display:flex;align-items:center;gap:.8rem;padding:.8rem .5rem;
  text-decoration:none;color:var(--ink);font-size:.95rem;font-weight:500;
  border-bottom:1px solid var(--line)}
.more-item:last-child{border-bottom:0}
.more-item:hover{text-decoration:none;background:var(--surface-2)}
.more-ic{width:32px;height:32px;border-radius:9px;background:var(--primary-light);
  display:grid;place-items:center;color:var(--primary)}

/* ================= FAB ================= */
.fab{position:fixed;right:calc(50% - 320px + 1rem);bottom:calc(82px + env(safe-area-inset-bottom,0));
  width:52px;height:52px;border-radius:50%;background:var(--primary);color:var(--primary-ink);
  border:0;font-size:1.6rem;line-height:1;cursor:pointer;z-index:35;
  box-shadow:0 4px 14px rgba(0,168,107,.35);display:grid;place-items:center}
@media (max-width:680px){.fab{right:1rem}}

/* ================= CARDS VISUAL ================= */
.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:1.1rem}
.cv-pan{font-family:var(--font-mono);font-size:1.25rem;letter-spacing:.14em;margin:.4rem 0}
.cv-row{display:flex;justify-content:space-between;gap:1rem;font-size:.82rem;align-items:baseline;font-family:var(--font-mono)}
.cv-row .lbl{font-size:.6rem;opacity:.6;text-transform:uppercase;letter-spacing:.05em;display:block;margin-bottom:.1rem;font-family:var(--font)}

/* ================= TABLE RESPONSIVE ================= */
body.ctx-cab .table-wrap{overflow-x:visible}
body.ctx-cab .tbl{min-width:0}

@media (max-width:560px){
  .acc-tiles{grid-template-columns:1fr}
  .bh-sum{font-size:1.4rem}
  .quick-actions{gap:.7rem}
  .qa{width:56px}
  .qa-ic{width:48px;height:48px;font-size:1.2rem}
  .stat-grid{grid-template-columns:repeat(2,1fr)}
  .grid-form{grid-template-columns:1fr}
}

@media (min-width:900px){
  .cab{max-width:1080px;padding-bottom:2rem;box-shadow:none}
  .cab-head{padding:.7rem 1.5rem}
  .cab-brand{display:flex}
  .cab-topnav{display:flex}
  .tabbar{display:none}
  .fab{right:calc(50% - 450px + 1rem)}
  .cab-main{padding:1.5rem}
  .acc-tiles{grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:1rem}
  .home-cards{flex-direction:row;flex-wrap:wrap}
  .home-cards .bankcard{max-width:340px}
  .tiles{grid-template-columns:repeat(auto-fill,minmax(320px,1fr))}
}

/* ================= TOAST ================= */
.toast-container{position:fixed;bottom:24px;right:24px;z-index:2000;display:flex;flex-direction:column;gap:8px}
.toast{
  padding:14px 20px;border-radius:var(--radius);background:var(--surface);
  box-shadow:var(--shadow-xl);font-size:.875rem;display:flex;align-items:center;gap:10px;
  animation:toastIn .3s ease-out;max-width:380px;
}
.toast-success{border-left:4px solid var(--primary)}
.toast-error{border-left:4px solid var(--err)}
.toast-info{border-left:4px solid var(--info)}
@keyframes toastIn{from{opacity:0;transform:translateX(20px)}to{opacity:1;transform:translateX(0)}}

/* ================= SPINNER ================= */
.spinner{width:24px;height:24px;border:3px solid var(--line);border-top-color:var(--primary);border-radius:50%;animation:spin .6s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

/* ================= BADGE ================= */
.badge{display:inline-flex;align-items:center;gap:4px;padding:4px 12px;border-radius:20px;font-size:.75rem;font-weight:600}
.badge-success{background:var(--ok-bg);color:var(--ok)}
.badge-warning{background:var(--warn-bg);color:var(--warn)}
.badge-danger{background:var(--err-bg);color:var(--err)}
.badge-info{background:#EBF8FF;color:#2B6CB0}
.badge-gray{background:var(--surface-2);color:var(--ink-soft)}
.badge-warn{background:var(--warn-bg);color:var(--warn)}

/* ================= PRODUCT GRID ================= */
.product-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px}
.product-card{background:var(--surface);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow);border:2px solid transparent;cursor:pointer}
.product-card:hover{border-color:var(--primary);box-shadow:var(--shadow-lg)}
.product-card .rate{font-size:2rem;font-weight:700;color:var(--primary)}
.product-card .rate-label{font-size:.8rem;color:var(--ink-soft)}
.product-card .features{list-style:none;margin-top:1rem}
.product-card .features li{display:flex;align-items:center;gap:8px;padding:4px 0;font-size:.85rem;color:var(--gray-600)}

/* ================= ORDER BOOK ================= */
.order-book{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.order-row{display:flex;justify-content:space-between;padding:8px 0;font-size:.875rem;border-bottom:1px solid var(--surface-2)}
.order-row .price{font-weight:600}
.order-row .volume{color:var(--ink-soft)}

/* ================= KYC ================= */
.kyc-steps{display:flex;gap:16px;flex-wrap:wrap}
.kyc-step{flex:1;min-width:200px;padding:20px;border-radius:var(--radius);background:var(--surface-2);text-align:center}
.kyc-step.done{background:var(--ok-bg)}

/* ================= CARD PHYSICAL (gradients) ================= */
.card-physical{width:340px;height:200px;border-radius:var(--radius-lg);padding:24px;color:var(--white);display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden;flex-shrink:0;box-shadow:var(--shadow-lg)}
.card-physical::before{content:'';position:absolute;top:-50%;right:-30%;width:200px;height:200px;background:rgba(255,255,255,0.08);border-radius:50%}
.card-physical .card-chip{width:40px;height:30px;background:linear-gradient(135deg,rgba(255,255,255,0.3),rgba(255,255,255,0.1));border-radius:4px;border:1px solid rgba(255,255,255,0.2)}
.card-physical .card-number{font-size:1.15rem;font-weight:500;letter-spacing:2px;font-family:var(--font-mono)}
.card-physical .card-bottom{display:flex;justify-content:space-between;align-items:flex-end}
.card-physical .card-holder{font-size:.75rem;text-transform:uppercase;opacity:0.8;letter-spacing:1px}
.card-physical .card-expiry{font-size:.75rem;text-align:right}
.card-gradient-simple{background:var(--gradient-default)}
.card-gradient-gold{background:var(--gradient-gold)}
.card-gradient-platinum{background:var(--gradient-platinum)}

/* ================= EMPTY ================= */
.empty{text-align:center;padding:2.5rem 1rem;color:var(--ink-soft)}

/* ================= UTILITY ================= */
.text-center{text-align:center}
.text-right{text-align:right}
.mt-8{margin-top:8px}
.mt-16{margin-top:16px}
.mt-24{margin-top:24px}
.mb-16{margin-bottom:16px}
.mb-24{margin-bottom:24px}
.flex{display:flex}
.flex-between{display:flex;justify-content:space-between;align-items:center}
.gap-8{gap:8px}
.gap-12{gap:12px}
.gap-16{gap:16px}

/* ================= ADMIN STAT CARDS ================= */
.stat-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.2rem;position:relative}
.stat-card .stat-value{font-size:1.6rem;font-weight:700;line-height:1.2}
.stat-card .stat-label{font-size:.8rem;color:var(--ink-soft);margin-top:2px}
.stat-card .stat-icon{float:right;width:40px;height:40px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.stat-icon.green{background:var(--ok-bg);color:var(--ok)}
.stat-icon.red{background:var(--err-bg);color:var(--err)}
.stat-icon.blue{background:#EBF8FF;color:var(--info)}
.stat-icon.yellow{background:var(--warn-bg);color:var(--warn)}

/* ================= PROFIL ================= */
.prof-hero{text-align:center;padding:1.5rem 1rem .5rem}
.prof-avatar{width:68px;height:68px;border-radius:50%;background:var(--primary);color:var(--primary-ink);display:grid;place-items:center;font-size:1.7rem;font-weight:700;margin:0 auto .7rem}
.prof-name{font-size:1.25rem;font-weight:700}
.prof-email{font-size:.82rem;color:var(--ink-faint);margin-top:.15rem}
.prof-phone{font-size:.88rem;color:var(--ink-soft);margin-top:.1rem}
.prof-stats{display:flex;gap:1rem;justify-content:center;margin:1.2rem 0}
.prof-stat{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:.9rem 1.6rem;text-align:center;min-width:90px}
.ps-num{display:block;font-size:1.2rem;font-weight:700}
.ps-lbl{font-size:.75rem;color:var(--ink-soft)}
.prof-list{background:var(--surface);border:1px solid var(--line);border-radius:16px;overflow:hidden}
.prof-row{display:flex;justify-content:space-between;align-items:center;padding:.9rem 1.1rem;text-decoration:none;color:var(--ink);font-weight:500;border-bottom:1px solid var(--line)}
.prof-row:last-child{border-bottom:0}
.prof-row:hover{background:var(--surface-2)}

/* ================= BUTTON VARIANTS ================= */
.btn-sm{padding:.45rem .9rem;font-size:.82rem;border-radius:var(--radius-sm)}
.btn-lg{padding:.75rem 1.6rem;font-size:1rem;border-radius:var(--radius)}
.btn-outline{background:transparent;color:var(--primary);border:2px solid var(--primary)}
.btn-outline:hover{background:var(--primary-light);filter:none}
.btn-mini{padding:.35rem .75rem;font-size:.78rem;border-radius:6px}